The Benazir Income Support Programme (BISP) is Pakistan’s largest government-led social protection initiative, designed to provide financial assistance to low-income households, particularly women. While most beneficiaries receive payments quarterly, certain women are eligible to receive double installments in a single payment cycle. This August 2025 update provides clear guidelines on who is eligible for double installments, the reasons for receiving them, and how to verify your eligibility. This article covers all the details you need to ensure you get the support you deserve.
What Are Double Installments in BISP?
A double installment means the beneficiary receives two payment cycles at once—the current cycle plus the previous one that was missed due to specific circumstances. It is not a bonus; instead, it is a combined payment to make sure beneficiaries do not lose their entitled funds.
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Why BISP Provides Double Installments
For qualified women, the government has made clear reasons for giving them double installments:
- Missed Last Payment Due to Technical Issues
If a woman couldn’t collect her previous installment because of biometric failures, wrong CNIC details, or network problems, she will get both cycles together. - Disaster-Affected Areas
Women living in areas hit by natural disasters—floods, earthquakes, or storms—receive combined installments as emergency relief. - Verification Cleared After Delay
Payments for some women are being held up because their status is being checked. Once approved, they get the amounts for the next and present cycles. - Special Health Support Cases
Pregnant and lactating women under health-linked programs may receive double installments for better maternal care. - Remote or Hard-to-Reach Areas
Women from distant locations with limited access to banks and payment centers often receive two cycles in one visit to save travel costs.
Eligibility Criteria for Double Installments
Under the August 2025 BISP guidelines, a woman may qualify for double payments if:
- She missed her last installment but remains eligible under her Poverty Measurement Test (PMT) score.
- She lives in a government-declared disaster zone.
- She is registered in a BISP-linked health or maternity program.
- Her CNIC verification issue has been resolved.
- She resides in a remote or hard-to-access area.
How to Check Eligibility
BISP has made it easy for women to check whether they qualify for double installments:
1. SMS to 8171
No dashes or blanks should be in your CNIC number. Please send it to 8171. You will get an answer to let you know how your payment is going.
2. BISP Tracking Portal
Visit the official BISP website, enter your CNIC, and see whether you’re eligible for combined payments.
3. Local BISP Office
To make sure you are eligible, take your original CNIC to the BISP Tehsil office that is closest to you.
4. Official SMS Alerts
Always keep your registered mobile number active to receive timely updates from BISP.
Steps to Collect Double Installments
If you are eligible, take these steps to get your money:
- Go to the Nearest Payment Center or Bank Branch
Visit your assigned BISP payment point or partner bank. - Carry Your Original CNIC
This is required for biometric verification. - Collect Your Combined Amount
This cycle and the delayed cycle will both be added to the total. - Keep the Payment Receipt
Always take and store the receipt for future reference.
When You May Not Receive Double Installments
You will not get double installments if:
- Your CNIC has expired or is mismatched in NADRA records.
- You failed to respond to verification requests.
- Your PMT score has increased above the eligibility limit.
- You did not collect your last installment within the allowed time.
BISP Measures to Ensure Fair Payments
To maintain transparency and fairness, BISP uses:
- Biometric verification at payment points.
- Digital tracking systems for all transactions.
- Complaint hotlines for payment disputes.
Impact of Double Installments
Receiving two installments at once can significantly improve a family’s financial condition. Women often spend the amount on:
- Purchasing essential groceries.
- Paying school fees and education expenses.
- Covering medical bills.
- Repairing homes damaged by disasters.
- Starting small home-based businesses.
Real-Life Example
During last year’s floods, thousands of rural women couldn’t access payment centers. When roads reopened, BISP provided double installments, enabling these women to rebuild homes, purchase food, and pay for urgent healthcare.
Tips for Beneficiaries
To avoid delays and ensure smooth payment collection:
- Keep your NADRA details updated.
- Check your position often by going to the BISP portal or calling 8171.
- Respond promptly to official SMS alerts.
- Always collect payments from authorized BISP outlets.
Conclusion
The BISP double installment policy is a lifeline for women who face delays due to natural disasters, technical errors, or access challenges. By following the official process, keeping documents up to date, and staying informed, eligible women can ensure they receive the full support they are entitled to. With the August 2025 update, BISP continues its mission to protect Pakistan’s most vulnerable women and ensure that financial aid reaches them without unnecessary delays.
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