The government of Punjab, under the leadership of Chief Minister Maryam Nawaz, has launched a groundbreaking initiative called the “Apni Zameen Apna Ghar” scheme. This visionary housing project aims to provide free 3 Marla residential plots to deserving families across Punjab. The scheme, announced in 2024, entered its active phase in July 2025, with applications now open through an online portal. The scheme is a beacon of hope for low-income households who dream of owning a piece of land and building their own home.
In this article, we will explore all the key details, including eligibility criteria, district-wise allocation, how to apply, and official terms and conditions.
Purpose of the Scheme
The primary goal of the Punjab Free 3 Marla Plot Scheme is to provide underprivileged families with a safe and dignified opportunity to build their own homes. This initiative aligns with the government’s broader agenda of poverty reduction, social equity, and housing for all. The scheme is specifically designed for those who have never owned land and are unable to purchase property due to rising real estate prices.
Total Plots and District-Wise Distribution
The scheme’s Phase 1 has begun with the distribution of 2,000 residential plots across 19 districts in Punjab. These plots are part of 23 government housing schemes managed by PHATA (Punjab Housing and Town Planning Agency).
Here’s a breakdown of district-wise plot allocation. Each plot is approximately 3 marla (roughly 675 square feet), suitable for small residential houses. Allotments will be made fairly and transparently based on the application and eligibility process.
Eligibility Criteria
To ensure that the plots go to those who truly need them, the government has defined strict eligibility conditions:
- Permanent Resident of Punjab
The applicant must hold a valid CNIC with a Punjab domicile. - No Prior Land Ownership
The applicant, spouse, or dependent children must not own any residential or agricultural land in Pakistan. - Low-Income Household
Preference will be given to those earning below a certain income threshold (to be verified via official documents or BISP enrollment). - No Criminal Record
Applicants must have a clean legal record. - Not a Defaulter
Any individual declared a loan or utility bill defaulter is not eligible. - Only One Plot Per Family
One plot will be allotted per family to prevent duplication.
How to Apply Online
To simplify access, the government of Punjab has launched an official e-portal for online applications. Here’s how you can apply:
Step-by-Step Application Process
- Visit the official portal: azag.punjab.gov.pk
- Register your account using your CNIC, mobile number, and email address.
- Fill out the application form with complete details (income, family size, address).
- Upload required documents: CNIC, income certificate, electricity bill, etc.
- Apply and note your application number.
- Track your status online through the portal dashboard.
Applicants are advised to keep all records of their submission for verification and further steps.
Terms and Conditions After Allotment
Once a plot is allotted, the beneficiary must follow certain rules to retain ownership:
- Construction Timeline: The house must be built within 6 months of allotment and completed within 2 years.
- No Sale or Transfer: The plot cannot be sold, leased, or gifted for 5 years.
- Use for Residential Purposes Only: Commercial use is strictly prohibited.
- Non-Compliance Penalty: PHATA reserves the right to cancel the allotment if the above terms are violated.
These conditions are meant to ensure that the plots serve their intended purpose—to provide housing, not profits.
Government’s Commitment
Chief Minister Maryam Nawaz has emphasized that this is not a one-time project. After the successful execution of Phase 1, the scheme will expand into further phases covering more districts and increasing the number of plots. The program is being monitored personally by the CM’s office and implementation partners to ensure transparency, fairness, and fast-track development.
Final Words
The Punjab Free 3 Marla Plot Scheme is a historic step toward solving Pakistan’s housing crisis. It not only offers land to the landless but also gives families the dignity and security of having their own home. With the portal now live and applications open, this is the best opportunity for deserving families to take their first step toward owning a house.If you or someone you know fits the eligibility criteria, visit azag.punjab.gov.pk and apply today. Don’t miss this life-changing opportunity!
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